Thursday, August 29, 2013

BBA

Talented Institute

Sikkim Manipal and MG

3 yr
Objective Exam ,200= 60 (assign) + 100 (sub) + 40 (sub) - no -ve marking

Nov 1 sem exam Nov/

BBA - Sun classes ( ghatcopar/andheri timings 9 to 11)

passing cert (50) + 10 th and 12th and passing certi. + marksheet + 3 photos
13,650 , 12,150 per sem S ( approvals and )
10 K , 12K for MG (A)

Study material provided



CMTE - 9821801188(Richa)
4.45 to 7.45 (2 lectures) classes Mon to Sat at MMK
3 yr course
Will get BBM Degree from College (pvt.) and BBA from  Mahatma Gandhi Univ Meghalya (govt) both after 3 yrs
38K + 2K + 1300 (1 time)per yr
Jul/Aug _> Dec + 1Month
Form + Interview + 65 seats
Exams by Mahatma Gandhi
Get certi. from company that u can't attend regular classes and then attendance is not an issue


MANIPAL UNIVERSITY


the contact no: is +91-11-45210022
BORIVALI, 03387 - GENIUS PROSCHOOL PVT.LTD , (17.2kms)
Mobile No-9029028000,Contact No-26450375, Address: 307 & 17 HARI OM PLAZA,MG ROAD,BORIVALI EAST, BORIVALI ,
Stream:MGMT
Courses offered:
MGMT:BBA,BCOMIS,MBA,PGDBA,PGDFM,PGDMM,PGDHRM,PGDISM,PGDBM,PGDROM,PGDPM,PGDTQM,PGDOM, PGDHSM,BComSCM,BComEXIM,BComFP
MUMBAI ,, MAHARASHTRA, Pincode: 400066, Email:sunil.sood@hotmail.com
Borivali West-Near Station, BORIVALI MARKET, 03092 - KARROX TECHNOLOGIES LTD , (17.4kms)
Mobile No-9320086864,Contact No-022-28904745, Address: B/9, SHEELA SOCIETY, GULMOHAR ROAD, OFF CHANDAVARKAR ROAD, Borivali West-Near Station ,
Stream:ITM
Courses offered:
Arts & Commerce : B.A.,B.Com,M.A.,M.Com
IT : DIT,BSCIT,BCA,PGDIT,MSCIT,PGDCA,MSCCS,MCA,MSCTT,PGDTN,BSCNT
MGMT : MBA,PGDBA,PGDBM(10),BBA,BBARO,BCOMIS
PRO DEG : BCOM - (SCM,FP,EIM)
JMC : BAJM, MAJM
LS : MSCBT,BSCBT,MSCBI,PGDBI
MUMBAI ,, MAHARASHTRA, Pincode: 400092, Email:west.03092@smude.edu.in
MALAD (WEST), 02844 - HALO TECHNOLOGIES & TRAINING PRIVATE LIMITED , (12.9kms)
Arts & Commerce : B.A.,B.Com,M.A.,M.Com
MALAD (WEST), 02844 - HALO TECHNOLOGIES & TRAINING PRIVATE LIMITED , (12.9kms)
Mobile No-9821466330,Contact No-65280303, Address: SAVITA SADAN, 3RD CROSS LANE, MAMLATADAR WADI, OPP: JAIN TEMPLE, S.V. ROAD, MALAD (WEST), MALAD (WEST) ,
Stream:ITM

Keeping Track of Expenses Online

here are the ones i liked best :

https://finance41.com/app/

https://www.moneytrackin.com/

I have started with the latter one as it has the capability to export to excel for offline backup

Wednesday, August 28, 2013

finance vs economics

Economics serves to explain the factors involved in scarcity or surplus of goods and services that affects and can be applied to almost every sphere in society, business in general, and also governments. Finance mainly involves saving and lending money, keeping in mind the time available, cash at hand, and the risk involved. Finance can thus be considered a small subset, or a cousin, of economics.
http://www.diffen.com/difference/Economics_vs_Finance


It is important for investors to avoid "either/or" arguments regarding economics and finance; both are important, and both have valid uses and applications. In many respects, economics is "big picture" (how a country/region/market is doing) and concerned about public policy, while finance is more company/industry-specific and concerned about how companies and investors evaluate and price risk and return. Historically, economics has been more theoretical and finance more practical, but this has changed in the last 20 years.

It is interesting to note, though, that the two disciplines seem to be converging in some respects. It seems that academics in finance are trying to incorporate more and more theory into their work and appear more academically rigorous. At the same time, there is at least a movement within some schools of economics to lean more heavily on math and appear practical and applicable to everyday business and policy decision-making processes. (This decision-making tool integrates the idea that every decision has an impact on overall risk. See Multivariate Models: The Monte Carlo Analysis.)

At some fundamental level, there will always be a separation, but both are likely to remain very important to the economy and financial markets for some time to come. 
http://www.investopedia.com/articles/economics/11/difference-between-finance-and-economics.asp

Hence i named this Blog 

DiscVentionsEconomics and not DiscVentionsFinance

Read: http://www.differencebetween.net/business/difference-between-economics-and-finance/

TO DO: http://positiveeconomist.blogspot.in/2008/01/economics-or-finance_6814.html

DiscVentionsFinance

Thursday, July 18, 2013

file your Income Tax Return Online

  1.     Log on to the Income Tax Department's portal (https://incometaxindiaefiling.gov.in/) meant for filing taxes online. Register yourself using your Permanent Account Number (PAN), which will act as your user ID.
          2.     Once you login then goto e File -> Prepare and Submit Online ITR
          3.     Select
a.       ITR Form Name – ITR 1
b.      Assessment Year - 2013 -14
c.       Address – You can choose the “New Address” incase your address has changed
d.      Digitally Sign – No (in case you have one then select Yes).
e.      Click on Submit
          4.     Read the instructions
          5.     Go to Personal information Tab and fill all the * fields. Some of the fields in this tab are already filled based on your PAN data. Most of the time we have to fill fields with following data ()please check in your case).
a.       Address – In case you have chosen new address on first page
b.      Employer Category – Other
c.       Tax Status – Nil Tax Balance (You can choose refund in case any refund is pending)
d.      Residential Status – RES
e.      Refund file under section – Before Due Dt 139 (1)
f.        Whether Original or Revised Return – Original
          6.     Go to Income Details – Put all your income details from form 16
a.       In B1 – you have to put the income after HRA/Medical/LTA etc deduction
b.      If you want show house loan interest – Put that amount in B2 with –Ve
c.       Filll other fields from form 16
          7.     Go to TDS tab
a.       Add the TDS deatails from form 16 incase it’s not present
          8.     Go to Taxes Paid & Varification Tab
a.       Verify Tax Payable & Refund field – Ideally it should be 0.
b.      Put your bank details
          9.     Go to 80G tab – declare all your charity here
          10.  Submit the form
a.       Take the Ack (ITR-V) Printout and sign it
b.      Post that ITR V to IT Banglore office
the password for the final ITR-V PDF document (generated in step 10) is pan card + DOB all in small case.

Tuesday, July 16, 2013

Futures and options

Futures and options contracts are often confused, but they are similar in that each involves subsequent events. A futures owner has the obligation to buy or sell a specified quantity of an asset at a specified price on a specified date. In contrast, an options holder has the right (but not the obligation) to buy or sell a specified quantity of an asset at a particular price over a specified time period.